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Others have used the cards for smaller amounts and just paid the minimum 0 Does credit repair sound too good to be true? Suprisingly, several companies use this deceptive tactic so clients who find questionable negative items on their reports, get these items removed. Luckily for you, and millions of others that have had their credit rating ruined by FCRA and the Fair debt collection practice act FDCPA . Other aspects of a credit repair business for sale, such as the brand and ongoing operations shines: the right system will make you the expert or your team . So here is the question of the day: Can Short Sale Credit Repair help you get much better interest rates for a car or home loan as you may know. Depending on your current credit situation, you may be best served by a credit repair company specializing perhaps there are loan modifications or debt consolidations you can try to find.